Each and every day, I receive a email or a phone call from people asking me how I can make their payments lower. Well it is simple, depending on what rate you now have I may be able to lower it though one of my many 3,5,or 7 year fixed programs. Don't pay extra money for a 30year mortgage when you and I know, most people will never stay in their homes for the next 30 years. Call for details, (323)934-7345.